Save. Invest. Spend. with Optimus.

To get started

Visit our website or download our app from Google Play or the Apple app store.
Click on sign up or create an account.

What are the requirements needed for registration?

The requirements needed to register on our platform include
First and last name
Valid email address
Valid phone number
BVN
Date of Birth

2. How long does it take to create an account?

It takes less than 5 minutes to create an account with OPTIMUS and 2 minutes to make an investment.

3. How do I send the documents needed for registration?

To send the required documents, take a scan of the document and attach it to your KYC profile on the platform.

OPTIMUS is a member of the ANDROMEDA Group, a leading diversified financial services group in Nigeria. OPTIMUS is a company incorporated by the Corporate Affairs Commission (CAC) and duly licensed and regulated as a Funds/Portfolio Manager by the Securities and Exchange Commission (SEC). Our goal is to ensure the safety of your funds and the sustainable growth of your capital as we work to meet and exceed your investment objectives.

Optimus is a financial technology solution that helps you do the most. By harmonizing banking, wealth management, and brokerage needs into one simple platform, Optimus is changing the way people interact with money to achieve financial freedom.

Just follow these simple steps:
1. Navigate to our homepage and click "Invest in Dollar Assets or Invest in Naira Assets” you will be redirected to create an account with us.

2. After you create an account, you will be required to complete your profile by submitting your KYC details.

3. You can either select from the suggested assets or choose from the list of diversified financial assets we offer.

We offer the various investment products below:
Fixed Income Instruments: The OPTIMUS fixed-income investment option will allow users to purchase available fixed-income instruments such as Treasury Bills, and Commercial Papers.

Equities (NGN & USD)

Yes, if you have a question that warrants investment advice, we have a team of financial advisors to support you. Kindly visit our chatbot to chat with an adviser.

There is no restriction on the number of investment plans a user can have.

Investments can be tracked on the “Portfolio” module on your account dashboard.

The minimum investment amount depends on the type of product

Treasury Bills
Commercial Papers
NGN stock

OPTISAVER products are designed to help you earn more and save better.
We have two savings products, OptiLock and OptiFlex

OptiFlex is a target savings plan that assists a client to save in a disciplined manner by automating the client’s debit instructions. This plan offers clients a fixed interest rate per annum and allows them to withdraw their funds at any time

2. OptiLock is your vault. We all need to strategically save as we earn. OptiLock allows you to save any amount of money and select a savings tenure be it 30 days, 60 days, 90days, etc. depending on a customer’s saving culture

With OptiFlex, you can save consistently towards a particular financial goal. You can create a personal target and earn more money while at it!

Log in to your dashboard and click on the 'Optiflex’ modal on the page then 'Create a Target'. Fill in the required fields and save the plan to activate it.

Yes, you can

Yes, you can break a locked target, but a penalty of 30% of your accrued interest applies if funds are broken before the maturity date.

The minimum lock-in period is 2 months/60days

The maximum lock-in period is 2 years, but savings can be auto renewed

Yes, you can! Simply log into your account and click on the withdraw option, then input the amount you want to withdraw.

Yes, you can

Yes, you can withdraw from your target savings at any time, but it is important to note that you can only withdraw once in 12 hours

The maximum number of withdrawals monthly is 5 times. Customer forfeits interest for that month after the 5th withdrawal

For Optiflex, the minimum investment is N1000
For Optilock, the minimum investment is $100

Yes

The system allows you to save manually anytime.

Yes, you can

Interest is accrued daily but compounded monthly

All you need to do is
Visit our website or download the app
Log in to your account
Select the service you wish to use
Click on add funds
Deposits take less than 5 minutes for your account to be credited

Yes, there is an option for automated deposits on our platform.

It is important to note that for your withdrawal process to be seamless, you need to fill in your bank account details.
To do this, simply follow the instructions
Go to Withdraw
Click on bank
Fill in the appropriate details
Select an active bank account

Then proceed to make your withdrawals by
Selecting the product, you wish to withdraw from
Click on “view details”
Choose the “withdraw” option
Withdrawals take less than 5 minutes for your account to be debited

To ensure savings discipline on our OptiFlex and OptiLock platforms, A certain % of the accrued interest only is charged to clients who fail to meet up with at least 70% of their target before making any withdrawals on OptiFlex

Optimus gives 6% interest on OptiFlex and from 6% to 10% on OptiLock

Yes, Optimus is licensed and regulated by the Securities Exchange Commission (SEC).